After a hailstorm hits the Oklahoma City metro, it doesn’t take long for roofing trucks to line the streets. Flyers show up in your mailbox. Strangers knock on your door promising a “free roof.” It’s easy to feel pressure—but knowing how to choose a roofer is what separates a smooth project from a frustrating one.
Before signing anything, it’s important to ask the right roofing contractor questions—the kind that reveal who’s actually qualified, and who’s just here chasing storms.
In this post, we’ll walk you through:
- The 10+ questions every Oklahoma homeowner should ask a roofer
- What local licenses, permits, and warranties really mean
- How Oklahoma’s storm seasons and building codes affect your decision
- How to compare bids and spot red flags before they cost you
Feeling unsure who to trust with your home? Honor Roofing & Construction is here to help you ask smarter questions—and get better answers.
Why Vetting a Roofer Matters in Oklahoma
In Oklahoma, your roof does more than shed rain—it’s the first line of defense against hail, wind, tornadoes, and extreme temperature shifts. Local codes require specific materials, ventilation setups, and storm-ready construction practices. That’s why choosing the right roofing contractor isn’t just about price—it’s about long-term protection.
Here’s what’s at stake:
- Frequent storm claims: Insurance claims must follow proper protocols, or they risk denial.
- Code enforcement: Oklahoma building codes require proper flashing, decking, and underlayment—not all roofers install them to spec.
- Licensing: Roofing contractors must be registered with the Oklahoma Construction Industries Board.
Bottom line: the right questions now protect your roof—and your finances—later.
What to Gather Before You Start Calling Roofers
Before you ask for estimates, gather a few details:
- Your insurance policy – Know your deductible and coverage type (ACV vs. RCV).
- Photos or videos – Document visible roof or ceiling damage.
- Roof age – Most asphalt shingles in Oklahoma last 8–15 years.
- Neighborhood rules – Some HOAs require color or material approval.
- Budget expectations – Even if you’re unsure, having a range helps guide materials and timing.
You don’t need to have all the answers. A reputable roofer should help guide you—especially through insurance paperwork and code compliance.
10 Roofing Contractor Questions Every OKC Homeowner Should Ask
1. Are you licensed and insured in the state of Oklahoma?
A contractor must be registered with the Oklahoma CIB. Ask to see proof of general liability insurance and workers’ compensation. Don’t rely on verbal confirmation—get it in writing.
2. What manufacturer certifications do you have?
Certifications from CertainTeed, IKO, and TAMKO show that the contractor is trained to install specific materials—and that your warranty will be valid.
3. Will I receive a detailed, written estimate?
A professional estimate should list everything: tear-off, decking repairs, underlayment, shingle type, ventilation, permits, cleanup, and warranties. Vague or one-line bids are red flags.
4. What warranties do you offer?
Ask about both manufacturer warranties (typically 30 years or lifetime) and labor warranties (should be 5–10 years minimum). Make sure it’s written in the contract.
5. How will you protect my landscaping and property?
A quality contractor will use tarps, magnets, and detailed cleanup processes. You don’t want stray nails in the driveway or flower beds.
6. Will you install synthetic underlayment and ice/water shield?
Oklahoma code often requires these materials in valleys and eaves. Make sure the roofer explains what’s being installed—don’t settle for the cheapest options.
7. Can I see local references or recent jobs?
Look for reviews from other OKC or Edmond homeowners and ask to see nearby addresses. You can also check Honor Roofing & Construction’s Google reviews for honest feedback.
8. Who will be on-site managing the job?
You should know who’s responsible for supervising the crew, communicating with you, and handling unexpected issues. It shouldn’t be a mystery.
9. Will you help with the insurance claim process?
An experienced roofer should walk you through documentation, supplement requests, and adjuster meetings. Honor Roofing helps with every step.
10. What happens if there’s hidden damage?
A good roofer will explain how change orders work—and show you photos before charging for any extra work.

Deep Dive: Why It Pays to Ask Better Questions
Material Differences Matter
Not all shingles are created equal. Entry-level 3-tab shingles are budget-friendly but often fail in Oklahoma winds. Architectural and impact-rated shingles perform better and may lower your insurance premium (according to Progressive Insurance).
Want a deeper look at materials, warranties, and what a full replacement should include? Visit our Ultimate Oklahoma Homeowner’s Guide to Roof Replacement for a complete breakdown of costs, code requirements, and homeowner checklists.
Local Risk Factors
Unseen hail bruises and wind uplift aren’t always obvious from the ground. Roofs in the OKC metro often need replacement after just 8–12 years, even if they look “fine” from the street. That’s why thorough inspections and clear material choices matter.
How Honor Roofing & Construction Helps
- Certified by CertainTeed, IKO, and TAMKO
- Fully licensed and insured in Oklahoma
- Transparent, written estimates
- Guidance on insurance claims and local permits
- No high-pressure sales—just straight answers
Roofing FAQs from Oklahoma Homeowners
How do I choose a roofer I can trust?
To choose a roofer you can trust in Oklahoma, look for valid state licensing, proof of insurance, local references, and clear, written estimates. A trustworthy roofer will answer your questions without pressure and explain your options in plain terms.
What should be in a roofing contract?
A roofing contract should include the agreed material types, labor and manufacturer warranties, a clear payment schedule, estimated project timeline, and cleanup details. Everything should be written out before any work begins.
Should my roofer meet with the insurance adjuster?
Yes, your roofer should meet with your insurance adjuster to make sure all damage is documented accurately. This step helps ensure you get a fair claim and that all necessary repairs are included in the estimate.
What permits are required for roofing in Oklahoma?
In most cities across Oklahoma, including OKC and Edmond, roofing permits are required for full roof replacements or structural changes. A licensed contractor like Honor Roofing & Construction will handle this process for you to stay compliant with local building codes.
Can I finance my new roof?
Yes, you can finance your new roof if upfront payment isn’t feasible. Honor Roofing & Construction offers flexible financing options to help homeowners protect their property without delay.
Ask First, Then Hire
Hiring a roofing contractor in Oklahoma comes with high stakes—but asking the right questions helps protect your home and your budget. Whether you’re facing storm damage or simply planning ahead, make sure your contractor is more than a company with a truck and a ladder.
At Honor Roofing & Construction, we believe in straightforward answers, skilled craftsmanship, and clear expectations—start to finish.
Schedule your free inspection today. We’ll inspect your roof, explain what we see, and answer every question—before you ever sign a thing.